Tips and Tricks on Saving Money On Insurance

OTTO prides itself on helping customers compare insurance quotes find the best rates on auto insurance. Here, you can catch up on our latest blog posts and find resources to help you navigate the decision-making process. Don’t know why your rate is what it is? Need help figuring out whether you can claim that chip in your windshield? Don’t worry, we’ve got you covered.


Is Your Driving Style Costing You at the Pump? Smarter Habits That Save Gas

Could you be spending 30% more on gas than you need to? If your tank feels like it’s running empty...

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Gap Insurance: What It Is, and When You Actually Need It

If you’ve ever financed or leased a car, you’ve probably heard the term “gap insurance.” But what exactly does it cover...

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What to Do If Your Car Gets Totaled — And What Insurance Will (And Won’t) Pay For

A totaled car can throw your life into chaos — especially if you rely on it...

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How to Spot Small Car Problems Before They Become Big Repairs

Cars are complex machines, and the last thing you want is to be caught off guard by...

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The Most Overlooked Discounts on Your Car Insurance Policy (That Could Save You Thousands)

Most drivers assume they’re already getting the best rate available — but the truth is...

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How to Save on Car Insurance Without Cutting Coverage

When your monthly expenses start adding up, car insurance can feel like a frustrating bill......

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5 Common Auto Insurance Mistakes That Could Cost You Thousands

Nobody wants to spend more than they have to on insurance — and no one wants to be left uncovered when they need it most. But the truth is......

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How to Boost Your Car’s Resale Value in a Weekend

It might not feel urgent now, but how you treat your car today can make a big difference in......

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What Does Comprehensive Auto Insurance Cover?

If you’ve ever looked at different types of car insurance coverage and felt a little overwhelmed, you’re not alone......

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5 Repairs You Should Never Ignore (Even If They’re Annoying)

It's easy to put off small car problems — especially if your car still runs. But the truth is, some repairs should never be ignored......

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How to Tell When It’s Time to Replace Your Tires (Hint: It’s Not Just the Tread)

It’s easy to assume your tires are fine as long as they haven’t gone bald — but the truth is......

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The Difference Between Minimum And Full Auto Insurance Coverage

Though most states require drivers to carry auto insurance before they hit the road, each state has its own...

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9 Auto Insurance Discounts To Take Advantage Of On Your Next Policy

Even though auto insurance is an inescapable expense if you own or drive a car, that doesn’t mean it has to empty your...

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7 Factors That Influence Your Auto Insurance Rates

If you’ve ever shopped around for auto insurance quotes, you might wonder why they vary among providers, or even why...

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Why You Need To Shop For Insurance More Often Than You Think

Shopping for auto insurance used to be a pain. You would have to call multiple companies and go through the process of...

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How To Detect and Prevent Animal Damage In Your Car

When the weather gets cold, it’s no secret that animals start searching for shelter. Unfortunately for drivers...

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Do you know these 5 things about your car?

According to a recent study, Americans spend an average of 18 full days in their cars every year. Despite that...

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7 Good Driving Habits That Save You Gas and Money

Though you may not be driving as much as you used to, gas probably still eats up a portion of your monthly budget...

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Prepare For and Drive Safely In Winter Weather

For many people, winter is an annoying and dreary time of year, when it’s too cold to really enjoy...

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Why You Should Invest in a Pre-Purchase Inspection

Whether you buy your new used car through a dealership or a private seller, a simple pre-purchase inspection can alert you to any red flags or issues with your car...

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Is it better to buy new or used cars?

Buying a new car is a big decision. First you have to figure out where and how much you’ll be driving. Then you have to decide...

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What is accident forgiveness?

If you’re not an insurance agent, the factors that go into calculating your insurance rate can seem a little obtuse...

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What happens when you drive on empty?

At some point, you’ve probably heard the expression “running on empty. In conversation, it’s used to describe...

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Avoid Deer When Driving With These Tips

Whatever season you drive in, there will probably be hazards on the road whether it’s snow, rain, ice, or something else...

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The Best Credit Card For Rental Cars

If you have a credit card, you probably get perks like discounts or cash back. One major perk you might not know about is rental car insurance...

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What does it mean to have a clean driving record?

If you’ve ever applied for a new insurance policy or even certain jobs, you have probably had to fill out information regarding your past driving record...

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3 Easy Ways to Pay Less For Auto Insurance

As the COVID-19 pandemic spread in the U.S. and people altered their work, social, and travel schedules, many people...

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Should you pay for repairs out of pocket?

When you’ve been in an accident, your first instinct is probably to call your insurance company to begin filing a claim...

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How to Prevent Your Car Paint From Becoming Oxidized

Oxidized paint isn’t the most attractive look for your car, and it turns out that it isn’t the best for your wallet, either...

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How to Transport a Classic Car in 5 Step

In the best of times, a long trip can be daunting and exhausting for any driver, no matter how much you love driving...

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Do electric cars cost more to insure?

Though many major car manufacturers produce at least one type of electric car, they haven’t quite caught up to traditional vehicle sales...

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Conventional vs Synthetic Oil: Which is Better?

Even if you only know the basics about car maintenance, you probably still know that part of maintaining your car means getting...

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How To Protect Yourself Against Towing Scam

If you’ve ever broken down on the road or been in an accident that rendered your car undriveable, you’ve probably had to call a...

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7 Hidden Costs to Expect When Buying a Car

Buying a car is as stressful as it is exciting. Whether you’re buying used or new, there’s so much to consider even beyond make and model...

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These Are the Cars With the Highest Maintenance Costs

If you’ve ever owned or even leased a car, you know that you don’t just pay for it once. Even beyond monthly lease or loan payments...

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Insuring an Electric Vehicle: What to Know

It’s undeniable that electric cars have become more of a fixture in the automotive market over the past several years...

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Need to Cancel or Suspend Your Auto Insurance? Here's How.

If you’re not driving as much as you used to or have stopped driving temporarily, it might not feel like it makes sense to keep...

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Your Auto Insurance Lapsed. Now What?

We’ve all had those days where we feel disorganized, disoriented, or downright forgetful. In the usual chaos of life...

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How to Care for Your Car When You Aren't Driving It

At some point, you’ve probably heard the phrase, “expect the unexpected. And at some point, we’ll all encounter some unpredictable circumstance...

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You Should Be Paying Less for Auto Insurance Right Now

If you’re like millions of other Americans who own or lease a car, you know how expensive it is. Gas, maintenance, car payments, and...

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7 Hidden Factors That Cause Auto Insurance Rates to Fluctuate

Though car insurance is a necessary expense, it’s one of those things you aren’t really grateful for until you need it. Premiums can easily...

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This is How Often You Should Really Be Shopping for Car Insurance

If you know one thing about Auto-Savings, you know how much we believe in comparing auto quotes. But why do drivers need...

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How You Can Help Your Teens Drive Safer?

When kids reach their teenage years, it seems like there’s suddenly a lot more to worry about...

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What To Do When You're In a Fender Bender?

According to insurance experts, the average driver will end up in a car...

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Where to Find the Cheapest Auto Insurance in 2020

There are so many factors that go into determining how much you’ll pay for car insurance: Age, driving record...

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What does basic coverage actually cover?

If you’ve never shopped for car insurance before, or if it’s been awhile since you actually looked at your policy...

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Why Isn't My Engine Starting? 7 Possible Causes

There’s nothing like the dread of getting into your car, turning the ignition and realizing....

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Does Insurance Cover a Cracked Windshield?

One of the scariest things that can happen on the road is the sharp cracking sound of something hitting your windshield...

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FREE $50 AMAZON, TARGET OR VISA GIFT CARD WHEN YOU TEST DRIVE HYUNDAI

Hyundai is now offering a $50 reward when shoppers request a test drive online. The only requirement to cash it in is to come by the dealership and...

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11 Ways to Save on Car Insurance

When shopping for insurance, which car you drive has as much of an effect on your insurance premium as how you drive...

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5 Ways for Seniors to Save on Car Insurance

If you’re a senior who’s still driving, you need auto insurance. It’s easy...

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5 Auto Insurance Myths

Buying auto insurance doesn’t have to be complicated, but it is for many drivers. One thing...

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15 Ways to Save Gas (and Money)

One of the biggest expenses in owning a car is paying for gas If you find yourself shelling out extra money...

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3 Types of Distracted Driving and How to Avoid It

With technology all around us, it’s tempting to keep up with it at all times—including while driving....

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5 Things Drivers Must Know About Their Car

You spend a lot of time and money in and on your car. This is why it’s important to know...

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How Much Does Your Car Really Cost You?

With gas, insurance, and maintenance to consider, owning a car is an expense that adds up...

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How To Stay Safe When Your Car Breaks Down

If you drive a lot, there’s a high chance you will experience a roadside problem at some point. Whether it is a flat tire, breakdown, or...

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Try These Hacks for Saving Money on Auto Insurance

Car insurance is an absolute must-have for vehicle owners, but it’s also an...

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How Insurance Changes When You Get a New Car

There are a lot of things to consider when you’re trying to get a new car. Are you...

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What Really Impacts Your Insurance Price

If you’ve never received a speeding ticket before, the cost of your policy may not...

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Everything You Need to Know About Proof of Insurance

Proof of insurance (POI) is important because it’s the documentation that shows your insurance is valid. You may not need to...

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7 Things That Affect Your Insurance Rate

If you’re always busy and are looking to make your life just a little bit easier, try these easy...

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How to Fix Foggy Headlights

Nothing will make your car look old faster than foggy headlights. Luckily, these are simple to fix...

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How to Prep Your Car for Spring

As the snow, slush, and salt of winter melt away, we see more and more green. Warmer weather also means riding with...

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How to Talk to Your Insurance

Regardless of whether you’ve experienced one before, car accidents are scary. In addition to being a stressful...

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Is Your Car Sending You a Warning Sign

Though millions of people drive a car every single day, many of us don’t know vital basic information about...

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The Surprising Benefit of Anti-Theft Devices

If you live in an area with a high rate of car thefts, anti-theft devices can provide an extra, surprising benefit...

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These 5 Warning Signs Mean You NEED to Get Your Brakes Checked

While no one likes to think about it, eventually our cars require maintenance. That includes things like...

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Things You Should Know About Buying Auto Insurance

If you’ve purchased insurance before, you’ve probably heard it’s important to shop around before you buy. But why?...

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When to Cancel Your Auto Insurance

Switching car insurance before your policy is up isn’t a decision to take lightly. If you do decide...

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